Merchant Accounts Express is an excellent credit card processing service. Merchant Accounts Express charges a one-time startup fee of $39.00 but the discount rate is one of the lowest for an internet-based business. It has one of the lowest monthly fees for a credit card processing company.
Merchant Account Express offers a 98% approval rating of all merchant account applicants, so your chances of being rejected are slim.
Merchant Accounts Express has one of the lowest monthly costs, depending on the amount of business you do and the number of charge backs you have. The charges include a $14.95 monthly payment gateway fee, $5.00 Statement fee and a $25.00 monthly minimum. The discount rate is 2.27% discount rate with a $0.24 per-transaction fee. Besides the regular monthly fees, Merchant Accounts Express charges a $25.00 charge back fee and a $0.05 address verification fee.
The startup cost for Merchant Accounts Express is $39.00, which is reasonable.
Merchant Accounts Express will take about three days to set up your account. Merchant Accounts Express is an ISO (Independent Service Organization).
We weren't able to reach a sales representative the first time we contacted Merchant Accounts Express. Once we left a message and sent an email, however, we received a prompt response. The sales representative answered all of our questions.
Merchant Accounts Express provides a merchant account, with the Authorize.net payment gateway and a virtual terminal. Along with a free demo and a shopping cart.
Merchant Accounts Express offers a selection between ten different P.O.S. (Point-of-Sale) models for credit card processing at your physical business locations.
With the 98% approval rating, quick application processing and low fees, Merchant Accounts Express is one of the finest "One Stop" credit card processing services in the marketplace.
Pros
High merchant approval rating and low rates overall.
Cons
We had some trouble reaching customer service. There is a startup fee.
In general a good service.