Average Approval Rating:  

Credit Card Commerce has a high approval rating, no application fee and promises to contact you within one business day about your application status.

Cost Per Month*:  

Credit Card Commerce has comparatively low monthly costs, including a $9.00 statement fee and a $15.00 monthly minimum. The 2.24% discount rate has a $0.25 transaction fee. The charge back fee is $25.00.

Startup Cost:  

The startup cost, $184.95, is one of the most expensive of the services we reviewed.

Account Setup Time:  

Your account will be set up within 2 to 3 days of receiving your application. Once your application is approved, you will be able to accept payments for credit card transactions immediately.

Customer Service:  

One excellent attribute of Credit Card Commerce is their live virtual support. When I went to their website, a popup screen asked me if I had any questions. For every question I submitted, I received a response within seconds. After I was finished, I could review the written responses because they were still available on the chat screen.

Internet Based Features:  

Credit Card Commerce offers a merchant account, virtual terminal and a payment gateway through the Authorize.net services.

P.O.S./Swiper Based:  

Credit Card Commerce offers 5 different point-of-sale terminals-a large selection.

Credit Card Commerce is a good credit card processing service but has one of the most expensive startup costs.